How to save your money: 7 safety rules for handling e-wallets

The issue of protecting electronic money is a priority for every wallet owner, especially if the transfer amounts are quite large. Consider the security options that each user should apply.

How to save your money: 7 safety rules for handling e-wallets

Come up with a strong password

Not everyone takes their e-wallet password seriously and sets something that is easy to remember. It will not be difficult for a cracker to bypass this protection.

The password must necessarily be complex and consist not only of numbers and letters, but also contain punctuation marks, capital letters. Also, do not set one password for all services, as fraudsters can attack all your resources. Registration data cannot be stored on a personal computer; it is better to write them down in a personal notebook.

Don't use anonymous wallets

Anonymous wallets do not require lengthy registration and confirmation of personal data, but they have limited functions. Also, in case of theft of money, the user will not be able to prove their belonging personally to him, since he does not indicate any personal data during registration.

Each payment made via electronic money must be confirmed by SMS or by entering a special password, which will also allow you to prove that you have a specific wallet tied to your phone number.

Don't use public Wi-Fi

Open Internet access points allow anyone to connect to the network without entering a password. This is convenient in order to always stay connected, but if you don't really need to use public Wi-Fi, it's better not to use it.

The fact is that any fraudster has the ability to find out the personal data of users that were entered while in an open network. This applies to registration data from any applications, including from an electronic wallet. There are many options for stealing information, as some hackers analyze traffic, launch malware and send links to duplicate sites.

Install protection

Any computer and smartphone needs comprehensive protection, including a high-quality antivirus. It not only prevents malware from infecting devices, but also stores your personal data. The program should be regularly updated to avoid new viruses getting into your phone or computer.

It is also worth checking your computer often, especially if you regularly use e-wallets. Additional protection measures include a standard firewall that allows you to secure your Internet connection. It is free and will warn you about a threat. Pop-up blockers will prevent third-party websites or malware from opening.

The smartphone is also not secure, despite the promises of the manufacturers, so it needs an antivirus too.

When browsing the Internet, social networks and applications, we often see pop-up links, pictures and other spam. You do not need to click on them, as this is most likely a malicious link that will either install a virus on your PC or steal your personal data.

Even if your friends sent you the link, you first need to make sure that your friend's page has not been hacked. In the case of launching an electronic wallet from a personal computer, you must carefully check the website address. Scammers create copies of official resources by changing the domain name or making adjustments to the name.

Also, payment service sites must protect their pages using SSL technology. In this case, the closed lock logo will appear in front of the address bar. Its absence should alert you.

Don't share your details with strangers

Any personal data cannot be sent in messages on the phone, in social networks or instant messengers. Interested parties can easily find out this information and use it.

Also, when calling the support service, personal information should not be requested, including the number and password from the wallet, its balance, card numbers. If you have a need to store such data, then you should only do it on paper, to which unauthorized persons have no access.

Do not log in to third-party sites

The password for the electronic wallet is entered only in the official application or on the company's website. Any other resources should not request such data.

If you suspect that there is a twin site in front of you or the login order has changed, then you cannot enter registration data. When transferring funds to other users, they are not prompted for a password from the wallet. Payment confirmation is performed via SMS or using a code.

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